Your pension plan is tailored to your needs, with flexibility to adjust contributions and investment choices as you see fit. You remain in control.
Retirement Planning
PENSION SERVICES
Pension Savings Benefits
Take charge of your retirement planning with Smart Money. Our expert team of financial advisors specialises in pension management, creating focused retirement strategies, and working with the top pension providers across Ireland.
Tax Relief
Contributions qualify for government tax relief at a marginal rate, and the growth on your investment is tax-free.
Peace of Mind
Private pensions offer financial security, ensuring you can maintain your desired lifestyle, independent of the state pension.
Flexible Retirement Options
A private pension gives you the flexibility to choose how and when you take your retirement income, offering more control over your financial future.
PENSION SERVICES
Planning for Your Future with Confidence
We offer expert guidance to help you choose the right pension plan, ensuring you build a stable foundation for retirement. With tailored advice and flexible options, we make planning for your future straightforward and stress-free.
Personal Pensions
Flexible retirement savings with tax relief and investment options tailored to your needs.
- Flexible Contributions
- Tax Benefits
- Investment Options
- Retirement Income Options
- Individual Ownership
Executive Pensions
For employees and directors, with higher contributions and tax-efficient retirement benefits.
- Enhanced Benefits
- Tax Efficiency
- Employer Contributions
- Flexible Investment
- Retirement Security
Retirement Planning
- Financial Security
- Personalised Strategy
- Tax Efficiency
- Flexible Options
- Peace of Mind
Transferring Pensions
Consolidate pensions into one plan for easier management, better options, and lower fees.
- Consolidate Your Pensions
- Lower Fees
- Preserve Tax Benefits
- Better Investment Options
- Align Goals
Pension Reviews
Regular reviews ensure your pension investments are on track and aligned with your retirement goals.
- Optimise Investment Growth
- Stay Aligned with Your Goals
- Adjust to Life Changes
- Maximise Tax Efficiency
- Ensure Adequate Coverage
Ready to Secure Your Future?
Start your journey to a better retirement today. Get expert advice, personalised plans, and answers to all your pension questions. Let’s work together to secure your financial future.
Book a Consultation
Schedule a convenient time to speak with our expert team and get personalised advice on your pension planning.
Request a Call Back
Not ready to decide? Request a call, and we’ll get in touch to guide you through your options at a time that suits you.
Contact us
Have questions? Contact us today to discuss your pension needs and receive expert guidance on securing your future.
QUESTIONS / ANSWERS
Key Pension FAQs
Explore key pension FAQs, from transfers and tax benefits to retirement planning & employer contributions. If you haven’t found what you need, submit your request, and we’ll be happy to answer your questions.
Why should I review my pension regularly?
Regular reviews ensure your pension is performing well and remains aligned with your goals, providing peace of mind for your future.
Can I combine multiple pensions into one?
Yes, consolidating your pensions simplifies management and could enhance your investment potential and growth.
What are the benefits of a personal pension?
A personal pension provides tax relief, flexible investment choices, and control over how much you contribute toward your retirement.
How much should I save for retirement?
Your retirement savings depend on your lifestyle goals, but starting early and saving regularly will ensure you’re on track for a comfortable future.
Will transferring my pension affect my tax benefits?
A properly managed pension transfer retains all your tax relief and benefits without penalties.
Can my employer contribute to my executive pension?
Yes, employer contributions are a key benefit of executive pensions and can significantly boost your retirement savings.
STILL HAVE A QUESTIONS?
If you’re unsure about anything or need further assistance, our team is here to help.